Take all you can get from your employer if they offer matching contributions on your 401(k). Contribute to your 401(k) up to the full company match. It’s not often someone gives you free money. Don’t turn it down.
Matching contributions work like this: You put a dollar into your 401(k) retirement account. Your company puts a dollar into your 401(k) account. That’s it. Keep in mind that there is usually an upper limit to the company match.
